About Capital Prep

We started by helping people study for free. We still do.

This is the story of Career Employer, Capital Prep, and the one goal that never changed: you walk into your exam ready.

The Capital Prep team

Every question, explanation and study guide is written, checked and kept current by the people in this picture — and when you write to us, one of them answers.

Contact us →

Chapter one · Where we started

It began with Career Employer, and everything was free.

Before Capital Prep existed, we built Career Employer: free study material for people who couldn't, or shouldn't have to, pay to prepare. We set out to build the best free study system online — and millions of study sessions later, we still think it is.

Free, on Career Employer

  • Flashcards
  • Study guides
  • Practice tests
  • Exam-readiness cheat sheets
  • Exam-readiness scores

Account-free, by design.

You never create an account on Career Employer. No sign-up wall, nothing to remember, nothing standing between you and the first flashcard. That was the whole point — and, it turned out, the ceiling.

Chapter two · The catch

Free and account-free has a ceiling.

No account means nothing follows you — nothing can. Every session on Career Employer starts from zero. That is the honest trade behind "no sign-up", and it is exactly what a serious exam eventually runs into.

So a premium version was born.

Capital Prep is everything the free tools taught us, with an account behind it — so the system can finally learn you. Career Employer didn't change. We built the next thing beside it.

  • No sync

    Your phone and your laptop never meet. Progress on one is a stranger to the other.

  • No program that tracks you

    Nothing remembers what you missed last week, so nothing can bring it back at the right moment.

  • No personalization

    Every session is built for everyone, which means it is built for no one in particular.

  • No tutor that knows you

    A tutor who cannot see your work can only ever answer the general question, not yours.

  • No study path, no cram schedule

    Without an exam date and a record of your work there is nothing to plan around.

Chapter three · Two paths, both ours

Free stays free. Paid is the extra help.

We are not trying to talk anyone out of the free path. Career Employer is still the best free resource we know how to build; Capital Prep is for the people who want a program that knows them.

The free path

Career Employer

Study guides, flashcards, practice tests and readiness cheat sheets — no account, no catch. If it gets you through, we're thrilled.

Visit Career Employer →

The paid path

Capital Prep

A plan built around your exam date, a tutor who reads your guide, a readiness meter built from your own answers — and a guarantee standing behind all of it.

Find your exam →

Either way, we're here to help.

Pass on the free path or the paid one — we honestly don't mind which.

Chapter four · The origin of SurePass

We got confident enough to put our money on it.

Once the program could see a learner's real work, we could see who was ready. So we made the promise a prep company should be able to make: qualify, sit your exam, and if you don't pass, we refund your pass. On Lifetime we go further — we pay for your retake too. That's how confident we are.

Why it's more than a badge

The qualifying score isn't a slogan we picked because it sounded good — it is set against each exam's own questions. The readiness meter is built from your own answers, weighted to the exam's blueprint. Together they tell us, and you, when the promise is safe to make.

Read the full guarantee →
  1. Qualify

    Clear your exam's qualifying score (shown on its Guarantee page) on one full-length mock exam in the 14 days before you sit. You get four scored sittings per exam; practice stays unlimited and counts for nothing.

  2. Sit your exam

    Walk in ready. If it still doesn't go your way, come back to us.

  3. Claim

    We check your mock history in your study portal automatically, so there is nothing to gather. An approved claim refunds your pass in full — and on Lifetime, your official retake fee too.

  • 7-Day Pass and 30-Day Pass

    SurePass Guarantee

    Your pass refunded in full after one qualifying mock.

  • Lifetime

    SurePass Guarantee Pro

    Your pass refunded in full after one qualifying mock — and your official retake fee paid, one funded retake per exam, ever, once you have cleared two mocks with your readiness meter at “Getting close” or above.

Chapter five · The Capital Prep Method

Everything we learned, combined into one system.

The Method is what happens when the free tools get an account behind them: a readiness meter that reads your real work, Miles — a tutor who answers from your exam’s own study guide, whichever exam you’re on — spaced repetition that schedules itself, mnemonics that stick, a mode for every kind of session, and a cram mode for the final stretch.

And honestly? It's fun. The meter moves, milestones land, the mnemonics stick — a session you enjoy is a session you remember.

  • SurePass readiness score

    A readiness score built from your own answers, weighted to the exam blueprint, with recent work counting most.

  • AI tutor grounded in YOUR study guide

    Ask anything and get an answer cited back to the chapter it came from. It is retrieval-grounded specifically so it cannot invent an answer — if it is not in the guide, it says so.

  • Full-length mock exams

    Real length, real clock, blueprint-weighted — and the questions you have not seen served first every sitting, with the mocks page saying whether your next one still counts.

  • Flashcards on a real FSRS engine

    FSRS, not Leitner boxes and not a fixed 3-day interval — each card is scheduled for the moment you are about to forget it.

  • Illustrated mnemonics

    Picture-and-phrase memory hooks for the lists and numbers that refuse to stick — and you can generate your own.

  • Cram Mode

    For the final stretch: rebuilds each session from your own miss history, targeting the points still reachable rather than the ones already banked.

  • Game Plan

    Give it your exam date and it builds today's session — sized to the time you actually have, weighted to your weakest areas, and re-planned every time you study.

  • Teach It

    Explain a concept in your own words and get graded on clarity, completeness and accuracy — the fastest way to find out you only THINK you know it.

  • Confidence tracking

    Compares how sure you were against how right you were. Overconfidence is the thing that fails people, and this is the only place most candidates ever see it measured.

  • Focus sessions

    Timed, distraction-free study blocks with a soundscape.

Chapter six · Why we don't do subscriptions

You study for a season. That's not a subscription.

Most people prepare for an exam for one to three months. A subscription is built for the opposite: it is priced on the month you forget to cancel, after the exam you already passed. We think that is a rotten way to treat someone who just did something hard.

So we sell passes. Pick the length you need, pay once, and that's the end of it. Nothing renews, nothing re-bills — not next month, not ever. Need longer? Upgrade while your pass is running.

  • 7-Day Pass
  • 30-Day Pass
  • Lifetime

Things you will never get from us

  • An auto-renewal
  • A cancel button hidden three menus deep
  • A bill after your exam
  • A monthly price that only makes sense if you forget

And if you change your mind

24 hours on the 7-Day Pass, 48 hours on the 30-Day Pass, or 72 hours on Lifetime, as long as you haven't sat your exam yet.

Chapter seven · The mission

Our goal is simple: you pass.

Free path or paid path, we genuinely don't mind which. What we care about is what happens on exam day — and every session before it being efficient, helpful and memorable. That is why we make it fun. Fun is how things stick.
  • Less time

    Cut the hours it takes to get ready by studying what actually moves your score.

  • More confidence

    Walk in knowing where you stand, because a meter built from your own work told you.

  • More passes

    More people passing the first time — on the free path or the paid one.

Say hello

Questions? A person answers.

Write to us about anything — the free path, the paid one, or which exam to sit first. One of the people at the top of this page reads it and replies.